When you think about life’s most precious gift, your children/ grandchildren top the list. We would do anything for them; especially, if it involves giving them an advantage in life. Aside from the ‘occasional’ temper tantrum, creation of spectacular messes and stalling when it’s time for bed, they definitely bring a tremendous sense of love, pride, joy, and infinite laughter to families. What doesn’t often top the list; however, is the idea of insuring them. Wait!  Some of you may not want to think about such an idea, but bare with me, you may want to be in the know on this one. Lately, I have been doing a lot more life and critical illness insurance on children; more than usual. Through my conversations with many a parent and grandparent, the common sentiments expressed upon learning of the benefits of insuring children were that of gratitude. Most were pleased to have learned about the benefits and that they had the ability to do something great for their precious little ones. Most even wished that their parents would have done the same when they were children.The reality is, their parents probably didn’t know such a thing were even possible, or like many parents I talk to, were uncomfortable discussing the subject. This got me thinking, how many others out there are similarly unaware, or unwilling to discover the significant benefits of insuring children, simply because they didn’t know, or didn’t want to talk about it? The reality is, it could quite possibly be one of the best kept secrets in planning your child’s future. Continue reading →