While a healthy lifestyle may be your best bet against some health risks, a critical illness such as a heart attack, stroke and life threatening cancer can strike at any time – these are just three out of twenty-five common critical illnesses. The physical and emotional strain of a critical illness can be severe and when you combine that with the potentially damaging financial impact, the result can be devastating.

Critical illness insurance provides you with a lump-sum benefit to help bring you and your family financial peace of mind. It can be used in whichever manner you see fit. Some of the choices may include:

• Pay outstanding debts – mortgages, credit cards, vehicle loans, etc.
• Afford medical treatments and medications not covered by our provincial health plans
• Allow for a spouse to take an unpaid leave from work to be by your side
• Provide child care for your children
• Luxury of taking time off to focus on recovery
• Vacation with the family